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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,629 | $101,063+14.4% | $81,473+41.9% | $147,585-21.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 20.66% | 32.41%-11.7pp | 38.78%-18.1pp | 578.58%-557.9pp |
| Employer contribution / active EE | $2,210 | $3,206-31.1% | $2,568-14.0% | $4,876-54.7% |
| Participant deferral / active EE | $11,232 | $4,242+164.8% | $3,537+217.6% | $5,439+106.5% |
| Admin fee / account holder | $6,070 | $5,812+4.4% | $4,561+33.1% | $10,886-44.2% |