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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,623 | $82,678-54.5% | $125,391-70.0% | $68,490-45.1% |
| Participation rate | 87.0% | 75.1%+11.9pp | 82.4%+4.6pp | 67.9%+19.1pp |
| Annual return | -22.02% | -5.97%-16.0pp | 572.41%-594.4pp | -7.85%-14.2pp |
| Employer contribution / active EE | $2,992 | $3,382-11.6% | $4,816-37.9% | $2,597+15.2% |
| Participant deferral / active EE | $11,195 | $6,111+83.2% | $7,448+50.3% | $4,028+177.9% |
| Admin fee / account holder | $1,412 | $6,277-77.5% | $10,009-85.9% | $5,403-73.9% |