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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,562 | $102,422-31.1% | $147,117-52.0% | $80,959-12.8% |
| Participation rate | 73.6% | 75.9%-2.3pp | 82.2%-8.6pp | 67.7%+5.9pp |
| Annual return | 6.38% | 135.16%-128.8pp | 420.54%-414.2pp | 35.67%-29.3pp |
| Employer contribution / active EE | $2,277 | $3,717-38.7% | $4,932-53.8% | $2,757-17.4% |
| Participant deferral / active EE | $9,301 | $6,652+39.8% | $8,065+15.3% | $4,300+116.3% |
| Admin fee / account holder | $11,957 | $7,953+50.3% | $12,993-8.0% | $6,925+72.7% |