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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,882 | $113,338-11.0% | $94,993+6.2% | $147,586-31.6% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 14.05% | 20.80%-6.7pp | 27.14%-13.1pp | 578.59%-564.5pp |
| Employer contribution / active EE | $7,800 | $3,160+146.8% | $2,603+199.6% | $4,876+60.0% |
| Participant deferral / active EE | $6,866 | $3,777+81.8% | $3,317+107.0% | $5,439+26.2% |
| Admin fee / account holder | $6,552 | $6,063+8.1% | $4,960+32.1% | $10,886-39.8% |