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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,132 | $103,008-86.3% | $90,304-84.4% | $152,897-90.8% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 10.61% | 95.22%-84.6pp | 78.13%-67.5pp | 345.43%-334.8pp |
| Employer contribution / active EE | $804 | $3,139-74.4% | $2,855-71.8% | $4,764-83.1% |
| Participant deferral / active EE | $1,919 | $4,281-55.2% | $3,885-50.6% | $5,851-67.2% |
| Admin fee / account holder | $1,116 | $6,175-81.9% | $5,354-79.2% | $11,599-90.4% |