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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,311 | $90,617-78.7% | $79,476-75.7% | $135,382-85.7% |
| Participation rate | 85.7% | 76.1%+9.7pp | 73.3%+12.4pp | 82.6%+3.1pp |
| Annual return | -19.16% | 977.57%-996.7pp | 718.21%-737.4pp | 519.77%-538.9pp |
| Employer contribution / active EE | $4,587 | $3,068+49.5% | $2,800+63.8% | $4,779-4.0% |
| Participant deferral / active EE | $7,329 | $4,050+81.0% | $3,704+97.9% | $5,609+30.7% |
| Admin fee / account holder | $1,816 | $5,907-69.3% | $5,113-64.5% | $10,829-83.2% |