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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,718 | $69,118+129.6% | $53,647+195.9% | $138,895+14.3% |
| Participation rate | 39.1% | 64.0%-24.8pp | 56.3%-17.1pp | 79.9%-40.8pp |
| Annual return | 13.03% | 248.26%-235.2pp | 358.33%-345.3pp | 145.39%-132.4pp |
| Employer contribution / active EE | $619 | $1,189-48.0% | $962-35.7% | $4,194-85.2% |
| Participant deferral / active EE | $3,902 | $2,274+71.6% | $1,813+115.2% | $6,396-39.0% |
| Admin fee / account holder | $139 | $2,724-94.9% | $2,460-94.3% | $12,562-98.9% |