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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,946 | $68,878-58.0% | $120,574-76.0% | $80,935-64.2% |
| Participation rate | 44.3% | 61.7%-17.4pp | 71.9%-27.6pp | 67.7%-23.4pp |
| Annual return | 12.99% | 23.67%-10.7pp | 107.42%-94.4pp | 35.66%-22.7pp |
| Employer contribution / active EE | $1,072 | $2,065-48.1% | $3,471-69.1% | $2,757-61.1% |
| Participant deferral / active EE | $1,409 | $3,189-55.8% | $4,996-71.8% | $4,299-67.2% |
| Admin fee / account holder | $1,124 | $5,782-80.6% | $9,445-88.1% | $6,924-83.8% |