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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,163 | $202,342-23.3% | $172,752-10.2% | $152,897+1.5% |
| Participation rate | 84.6% | 87.1%-2.4pp | 82.6%+2.0pp | 82.5%+2.2pp |
| Annual return | 22.62% | 1029.83%-1007.2pp | 802.97%-780.3pp | 345.43%-322.8pp |
| Employer contribution / active EE | $5,581 | $5,858-4.7% | $5,144+8.5% | $4,764+17.2% |
| Participant deferral / active EE | $3,726 | $5,948-37.4% | $5,198-28.3% | $5,851-36.3% |
| Admin fee / account holder | $1,533 | $17,111-91.0% | $13,955-89.0% | $11,599-86.8% |