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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,982 | $167,353-77.3% | $143,797-73.6% | $134,545-71.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.89% | 0.48%-13.4pp | -0.04%-12.9pp | 418.37%-431.3pp |
| Employer contribution / active EE | $15,436 | $5,620+174.6% | $4,952+211.7% | $4,742+225.6% |
| Participant deferral / active EE | $9,395 | $6,447+45.7% | $5,638+66.6% | $6,401+46.8% |
| Admin fee / account holder | $1,955 | $18,096-89.2% | $14,679-86.7% | $11,431-82.9% |