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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,118 | $89,370+28.8% | $141,197-18.5% | $72,976+57.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.99% | 111.88%-90.9pp | 71.41%-50.4pp | 81.02%-60.0pp |
| Employer contribution / active EE | $6,580 | $3,115+111.2% | $4,736+38.9% | $2,440+169.6% |
| Participant deferral / active EE | $6,199 | $5,419+14.4% | $6,710-7.6% | $3,608+71.8% |
| Admin fee / account holder | $11,804 | $5,957+98.2% | $10,265+15.0% | $5,124+130.4% |