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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,298 | $47,848-88.9% | $81,473-93.5% | $70,126-92.4% |
| Participation rate | 53.3% | 58.3%-4.9pp | 68.0%-14.6pp | 69.5%-16.2pp |
| Annual return | 26.47% | 27.25%-0.8pp | 38.78%-12.3pp | 73.15%-46.7pp |
| Employer contribution / active EE | $325 | $1,527-78.7% | $2,568-87.3% | $2,343-86.1% |
| Participant deferral / active EE | $1,926 | $2,453-21.5% | $3,537-45.6% | $3,332-42.2% |
| Admin fee / account holder | $0 | $3,145-100.0% | $4,561-100.0% | $4,645-100.0% |