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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,182 | $180,459-88.8% | $154,108-86.9% | $135,380-85.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -18.75% | 888.21%-907.0pp | 735.21%-754.0pp | 519.81%-538.6pp |
| Employer contribution / active EE | $3,279 | $6,035-45.7% | $5,298-38.1% | $4,779-31.4% |
| Participant deferral / active EE | $7,493 | $5,806+29.1% | $5,081+47.5% | $5,609+33.6% |
| Admin fee / account holder | $1,591 | $16,145-90.1% | $13,411-88.1% | $10,828-85.3% |