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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,343 | $96,388-71.6% | $80,627-66.1% | $139,466-80.4% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 21.51% | 1352.08%-1330.6pp | 936.76%-915.2pp | 373.66%-352.2pp |
| Employer contribution / active EE | $3,463 | $3,260+6.2% | $2,723+27.2% | $4,754-27.2% |
| Participant deferral / active EE | $5,973 | $5,224+14.3% | $4,443+34.4% | $6,712-11.0% |
| Admin fee / account holder | $1,132 | $6,603-82.9% | $5,381-79.0% | $11,409-90.1% |