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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,707 | $73,863-55.7% | $143,797-77.3% | $68,490-52.2% |
| Participation rate | 56.0% | 66.7%-10.7pp | 80.3%-24.4pp | 67.9%-11.9pp |
| Annual return | -12.69% | 0.91%-13.6pp | -0.04%-12.7pp | -7.85%-4.8pp |
| Employer contribution / active EE | $1,315 | $3,185-58.7% | $4,952-73.4% | $2,597-49.4% |
| Participant deferral / active EE | $2,352 | $3,385-30.5% | $5,638-58.3% | $4,028-41.6% |
| Admin fee / account holder | $5,806 | $5,756+0.9% | $14,679-60.4% | $5,403+7.5% |