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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,322 | $85,024+19.2% | $70,544+43.6% | $139,466-27.4% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 20.58% | 30.39%-9.8pp | 32.79%-12.2pp | 373.66%-353.1pp |
| Employer contribution / active EE | $3,397 | $3,912-13.2% | $2,976+14.2% | $4,754-28.5% |
| Participant deferral / active EE | $7,646 | $5,891+29.8% | $4,568+67.4% | $6,712+13.9% |
| Admin fee / account holder | $392 | $8,928-95.6% | $6,427-93.9% | $11,409-96.6% |