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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,191 | $90,606-97.6% | $79,466-97.2% | $135,379-98.4% |
| Participation rate | 92.3% | 76.0%+16.3pp | 73.3%+19.0pp | 82.6%+9.7pp |
| Annual return | 0.00% | 977.69%-977.7pp | 718.28%-718.3pp | 519.79%-519.8pp |
| Employer contribution / active EE | $103 | $3,068-96.7% | $2,800-96.3% | $4,779-97.9% |
| Participant deferral / active EE | $4,785 | $4,050+18.2% | $3,704+29.2% | $5,609-14.7% |
| Admin fee / account holder | $3,107 | $5,895-47.3% | $5,104-39.1% | $10,828-71.3% |