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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,191 | $165,381-81.7% | $149,730-79.8% | $158,966-81.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.24% | 348.29%-330.0pp | 276.70%-258.5pp | 302.95%-284.7pp |
| Employer contribution / active EE | $1,533 | $5,104-70.0% | $4,645-67.0% | $4,762-67.8% |
| Participant deferral / active EE | $5,300 | $7,182-26.2% | $6,843-22.5% | $5,983-11.4% |
| Admin fee / account holder | $558 | $10,809-94.8% | $9,310-94.0% | $11,250-95.0% |