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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,561 | $154,228-37.4% | $145,433-33.6% | $137,256-29.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.24% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,500 | $4,804-48.0% | $4,554-45.1% | $4,156-39.8% |
| Participant deferral / active EE | $19,250 | $8,216+134.3% | $7,897+143.8% | $6,407+200.5% |
| Admin fee / account holder | $14,184 | $14,344-1.1% | $13,129+8.0% | $12,270+15.6% |