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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,644 | $106,923-42.3% | $84,023-26.6% | $152,909-59.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 14.86% | 105.02%-90.2pp | 71.32%-56.5pp | 345.46%-330.6pp |
| Employer contribution / active EE | $2,802 | $2,735+2.4% | $1,984+41.2% | $4,764-41.2% |
| Participant deferral / active EE | $6,041 | $4,013+50.5% | $3,239+86.5% | $5,851+3.2% |
| Admin fee / account holder | $2,039 | $8,289-75.4% | $6,102-66.6% | $11,601-82.4% |