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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,691 | $111,787+8.9% | $93,681+29.9% | $145,978-16.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.09% | 203.52%-196.4pp | 133.47%-126.4pp | 550.52%-543.4pp |
| Employer contribution / active EE | $3,745 | $3,093+21.1% | $2,422+54.6% | $4,662-19.7% |
| Participant deferral / active EE | $7,374 | $4,918+50.0% | $4,415+67.0% | $6,690+10.2% |
| Admin fee / account holder | $1,734 | $10,256-83.1% | $8,290-79.1% | $13,400-87.1% |