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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,241 | $72,492-5.9% | $87,104-21.7% | $72,975-6.5% |
| Participation rate | 69.4% | 72.8%-3.4pp | 76.9%-7.4pp | 69.5%0pp |
| Annual return | 22.93% | 24.46%-1.5pp | 28.19%-5.3pp | 81.01%-58.1pp |
| Employer contribution / active EE | $2,497 | $1,894+31.9% | $2,521-1.0% | $2,440+2.3% |
| Participant deferral / active EE | $5,035 | $3,270+54.0% | $4,048+24.4% | $3,608+39.6% |
| Admin fee / account holder | $2,212 | $5,055-56.2% | $7,491-70.5% | $5,124-56.8% |