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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,782 | $102,609-17.4% | $98,090-13.6% | $138,895-39.0% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 11.45% | 36.44%-25.0pp | 37.05%-25.6pp | 145.39%-133.9pp |
| Employer contribution / active EE | $1,694 | $3,867-56.2% | $3,606-53.0% | $4,194-59.6% |
| Participant deferral / active EE | $6,414 | $8,167-21.5% | $7,845-18.2% | $6,396+0.3% |
| Admin fee / account holder | $4,354 | $11,434-61.9% | $11,815-63.2% | $12,562-65.3% |