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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,782 | $100,970-16.0% | $96,576-12.2% | $137,256-38.2% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 11.45% | 38.16%-26.7pp | 38.47%-27.0pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,694 | $3,809-55.5% | $3,553-52.3% | $4,156-59.2% |
| Participant deferral / active EE | $6,414 | $8,286-22.6% | $7,956-19.4% | $6,407+0.1% |
| Admin fee / account holder | $4,354 | $11,312-61.5% | $11,381-61.7% | $12,270-64.5% |