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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,953 | $95,406-25.6% | $185,849-61.8% | $85,847-17.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.69% | 23.59%-9.9pp | 122.10%-108.4pp | 318.61%-304.9pp |
| Employer contribution / active EE | $7,695 | $3,314+132.2% | $5,169+48.9% | $2,565+200.0% |
| Participant deferral / active EE | $3,153 | $3,424-7.9% | $5,569-43.4% | $3,952-20.2% |
| Admin fee / account holder | $3,283 | $7,214-54.5% | $16,244-79.8% | $6,261-47.6% |