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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,683 | $141,004+270.0% | $112,273+364.7% | $139,466+274.1% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.99% | 32.75%-20.8pp | 30.23%-18.2pp | 373.66%-361.7pp |
| Employer contribution / active EE | $1,575 | $4,285-63.2% | $3,431-54.1% | $4,754-66.9% |
| Participant deferral / active EE | $8,391 | $5,878+42.8% | $4,800+74.8% | $6,712+25.0% |
| Admin fee / account holder | $3,201 | $9,959-67.9% | $7,752-58.7% | $11,409-71.9% |