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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,552 | $150,435+203.5% | $120,580+278.6% | $145,897+212.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 8.85% | 154.60%-145.7pp | 107.48%-98.6pp | 552.29%-543.4pp |
| Employer contribution / active EE | $1,721 | $4,352-60.5% | $3,469-50.4% | $4,663-63.1% |
| Participant deferral / active EE | $9,138 | $6,174+48.0% | $4,995+82.9% | $6,689+36.6% |
| Admin fee / account holder | $123,068 | $12,182+910.2% | $9,418+1206.7% | $13,390+819.1% |