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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,797 | $110,337+16.7% | $102,383+25.8% | $145,877-11.7% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 12.99% | 24.83%-11.8pp | 24.94%-11.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $3,261 | $4,216-22.6% | $3,870-15.7% | $4,663-30.1% |
| Participant deferral / active EE | $15,579 | $5,621+177.2% | $5,060+207.9% | $6,691+132.9% |
| Admin fee / account holder | $1,261 | $9,750-87.1% | $8,391-85.0% | $13,402-90.6% |