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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,471 | $102,429-60.5% | $147,096-72.5% | $80,925-50.0% |
| Participation rate | 88.2% | 75.9%+12.4pp | 82.2%+6.1pp | 67.7%+20.6pp |
| Annual return | 11.20% | 135.02%-123.8pp | 419.75%-408.6pp | 35.65%-24.5pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,497 | $6,649-47.4% | $8,071-56.7% | $4,299-18.6% |
| Admin fee / account holder | $3,131 | $7,957-60.6% | $13,005-75.9% | $6,940-54.9% |