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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,756 | $162,136-6.4% | $152,301-0.4% | $154,746-1.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.49% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,880 | $4,890-61.6% | $4,624-59.4% | $4,379-57.1% |
| Participant deferral / active EE | $9,840 | $8,341+18.0% | $8,004+22.9% | $6,730+46.2% |
| Admin fee / account holder | $561 | $15,759-96.4% | $14,398-96.1% | $14,365-96.1% |