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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,690 | $97,125+0.6% | $86,233+13.3% | $137,256-28.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 21.23% | 74.19%-53.0pp | 61.39%-40.2pp | 220.34%-199.1pp |
| Employer contribution / active EE | $1,373 | $2,841-51.7% | $2,504-45.2% | $4,156-67.0% |
| Participant deferral / active EE | $7,818 | $5,180+50.9% | $4,559+71.5% | $6,407+22.0% |
| Admin fee / account holder | $947 | $9,725-90.3% | $8,342-88.6% | $12,270-92.3% |