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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,542 | $148,629-82.1% | $135,982-80.5% | $139,487-81.0% |
| Participation rate | 29.4% | 83.9%-54.5pp | 81.9%-52.5pp | 80.3%-50.9pp |
| Annual return | 25.71% | 79.33%-53.6pp | 68.32%-42.6pp | 373.84%-348.1pp |
| Employer contribution / active EE | $1,516 | $5,247-71.1% | $4,859-68.8% | $4,755-68.1% |
| Participant deferral / active EE | $2,309 | $8,102-71.5% | $7,760-70.2% | $6,713-65.6% |
| Admin fee / account holder | $173 | $12,406-98.6% | $10,767-98.4% | $11,407-98.5% |