Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,884 | $57,352-13.0% | $83,830-40.5% | $64,173-22.3% |
| Participation rate | 14.3% | 68.6%-54.3pp | 76.1%-61.9pp | 69.6%-55.3pp |
| Annual return | -9.12% | 11.38%-20.5pp | 850.97%-860.1pp | 7.63%-16.8pp |
| Employer contribution / active EE | $517 | $2,546-79.7% | $3,631-85.8% | $2,381-78.3% |
| Participant deferral / active EE | $1,557 | $2,993-48.0% | $4,082-61.9% | $3,470-55.1% |
| Admin fee / account holder | $447 | $4,046-88.9% | $5,479-91.8% | $4,887-90.8% |