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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,719 | $131,835-65.3% | $108,582-57.9% | $273,972-83.3% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.6%-12.9pp | 83.0%-16.3pp |
| Annual return | 19.75% | -91.57%+111.3pp | -51.70%+71.4pp | 41.46%-21.7pp |
| Employer contribution / active EE | $10,412 | $4,913+111.9% | $3,758+177.0% | $4,869+113.9% |
| Participant deferral / active EE | $13,431 | $5,127+161.9% | $4,311+211.6% | $5,287+154.0% |
| Admin fee / account holder | $179,995 | $10,253+1655.6% | $7,645+2254.4% | $10,133+1676.4% |