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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,016 | $133,998-71.6% | $112,263-66.1% | $134,545-71.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -24.07% | 47.17%-71.2pp | 27.49%-51.6pp | 418.37%-442.4pp |
| Employer contribution / active EE | $6,533 | $4,040+61.7% | $3,636+79.7% | $4,742+37.8% |
| Participant deferral / active EE | $11,186 | $5,292+111.4% | $4,729+136.5% | $6,401+74.7% |
| Admin fee / account holder | $2,771 | $7,493-63.0% | $6,410-56.8% | $11,431-75.8% |