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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,794 | $209,422-7.0% | $178,503+9.1% | $158,982+22.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.77% | 188.81%-170.0pp | 151.12%-132.3pp | 302.99%-284.2pp |
| Employer contribution / active EE | $3,340 | $5,707-41.5% | $5,011-33.4% | $4,763-29.9% |
| Participant deferral / active EE | $3,527 | $5,955-40.8% | $5,202-32.2% | $5,983-41.1% |
| Admin fee / account holder | $514 | $17,079-97.0% | $13,987-96.3% | $11,252-95.4% |