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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,465 | $72,492-44.2% | $87,104-53.5% | $72,975-44.5% |
| Participation rate | 77.8% | 72.8%+5.0pp | 76.9%+0.9pp | 69.5%+8.3pp |
| Annual return | 20.68% | 24.46%-3.8pp | 28.19%-7.5pp | 81.01%-60.3pp |
| Employer contribution / active EE | $991 | $1,894-47.7% | $2,521-60.7% | $2,440-59.4% |
| Participant deferral / active EE | $2,809 | $3,270-14.1% | $4,048-30.6% | $3,608-22.1% |
| Admin fee / account holder | $744 | $5,055-85.3% | $7,491-90.1% | $5,124-85.5% |