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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,588 | $184,000-35.5% | $162,185-26.9% | $152,909-22.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.62% | 150.80%-138.2pp | 115.61%-103.0pp | 345.46%-332.8pp |
| Employer contribution / active EE | $4,856 | $6,370-23.8% | $5,613-13.5% | $4,764+1.9% |
| Participant deferral / active EE | $9,994 | $8,033+24.4% | $7,297+37.0% | $5,851+70.8% |
| Admin fee / account holder | $1,564 | $13,124-88.1% | $10,844-85.6% | $11,601-86.5% |