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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,484 | $201,370+44.3% | $184,256+57.7% | $145,897+99.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.71% | 29.05%-10.3pp | 28.85%-10.1pp | 552.29%-533.6pp |
| Employer contribution / active EE | $4,453 | $7,024-36.6% | $6,427-30.7% | $4,663-4.5% |
| Participant deferral / active EE | $9,595 | $9,808-2.2% | $9,133+5.1% | $6,689+43.4% |
| Admin fee / account holder | $2,311 | $16,364-85.9% | $13,899-83.4% | $13,390-82.7% |