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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,547 | $133,981-86.2% | $112,249-83.5% | $134,532-86.2% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -22.48% | 47.16%-69.6pp | 27.48%-50.0pp | 418.27%-440.7pp |
| Employer contribution / active EE | $5,118 | $4,040+26.7% | $3,636+40.8% | $4,741+8.0% |
| Participant deferral / active EE | $5,427 | $5,292+2.6% | $4,729+14.8% | $6,401-15.2% |
| Admin fee / account holder | $5,475 | $7,492-26.9% | $6,412-14.6% | $11,429-52.1% |