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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,390 | $111,535-63.8% | $105,223-61.6% | $137,256-70.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.48% | 237.85%-226.4pp | 180.65%-169.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $6,303 | $3,939+60.0% | $3,689+70.9% | $4,156+51.7% |
| Participant deferral / active EE | $6,356 | $5,500+15.6% | $5,072+25.3% | $6,407-0.8% |
| Admin fee / account holder | $9,386 | $9,721-3.5% | $8,859+6.0% | $12,270-23.5% |