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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,425 | $133,981-88.5% | $112,249-86.3% | $134,532-88.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.1%+12.4pp | 81.2%+6.3pp |
| Annual return | -21.19% | 47.16%-68.4pp | 27.48%-48.7pp | 418.27%-439.5pp |
| Employer contribution / active EE | $1,932 | $4,040-52.2% | $3,636-46.9% | $4,741-59.2% |
| Participant deferral / active EE | $2,476 | $5,292-53.2% | $4,729-47.6% | $6,401-61.3% |
| Admin fee / account holder | $381 | $7,492-94.9% | $6,412-94.1% | $11,429-96.7% |