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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,333 | $148,623+131.7% | $135,974+153.2% | $139,466+146.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.72% | 79.30%-67.6pp | 68.30%-56.6pp | 373.66%-361.9pp |
| Employer contribution / active EE | $19,642 | $5,246+274.4% | $4,859+304.2% | $4,754+313.2% |
| Participant deferral / active EE | $11,637 | $8,103+43.6% | $7,760+50.0% | $6,712+73.4% |
| Admin fee / account holder | $148,704 | $12,406+1098.7% | $10,767+1281.2% | $11,409+1203.4% |