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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $35,320 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,185 | $56,894-62.8% | $84,753-75.0% | $62,881-66.3% |
| Participation rate | 78.5% | 68.5%+10.0pp | 76.6%+1.9pp | 69.3%+9.2pp |
| Annual return | 5.20% | 6.30%-1.1pp | 22.78%-17.6pp | 20.14%-14.9pp |
| Employer contribution / active EE | $707 | $2,400-70.6% | $3,574-80.2% | $2,281-69.0% |
| Participant deferral / active EE | $2,257 | $2,709-16.7% | $3,712-39.2% | $3,203-29.5% |
| Admin fee / account holder | $93 | $3,581-97.4% | $5,333-98.3% | $4,296-97.8% |