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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $8,638 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,593 | $65,292-11.8% | $71,671-19.6% | $77,958-26.1% |
| Participation rate | 59.9% | 67.4%-7.5pp | 68.7%-8.9pp | 71.6%-11.8pp |
| Annual return | 21.02% | 21.25%-0.2pp | 20.65%+0.4pp | 20.87%+0.2pp |
| Employer contribution / active EE | $1,147 | $2,085-45.0% | $2,460-53.4% | $2,310-50.4% |
| Participant deferral / active EE | $3,600 | $3,008+19.7% | $3,438+4.7% | $3,537+1.8% |
| Admin fee / account holder | $9 | $84-89.8% | $5,558-99.8% | $97-91.2% |