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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,460 | $115,917-78.0% | $100,535-74.7% | $158,982-84.0% |
| Participation rate | 68.4% | 81.6%-13.2pp | 79.4%-11.0pp | 82.0%-13.5pp |
| Annual return | 19.19% | 34.80%-15.6pp | 30.90%-11.7pp | 302.99%-283.8pp |
| Employer contribution / active EE | $3,846 | $4,105-6.3% | $3,419+12.5% | $4,763-19.2% |
| Participant deferral / active EE | $6,120 | $6,677-8.3% | $6,271-2.4% | $5,983+2.3% |
| Admin fee / account holder | $887 | $11,002-91.9% | $8,085-89.0% | $11,252-92.1% |