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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,710 | $90,590-76.0% | $90,782-76.1% | $135,380-84.0% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.6%+17.4pp |
| Annual return | -11.12% | -3.40%-7.7pp | -3.42%-7.7pp | 519.81%-530.9pp |
| Employer contribution / active EE | $4,172 | $4,352-4.2% | $4,105+1.6% | $4,779-12.7% |
| Participant deferral / active EE | $1,100 | $5,407-79.7% | $5,366-79.5% | $5,609-80.4% |
| Admin fee / account holder | $335 | $7,683-95.6% | $5,908-94.3% | $10,828-96.9% |