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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,976 | $198,457-64.7% | $170,435-58.9% | $147,586-52.6% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 116.10% | 257.30%-141.2pp | 205.94%-89.8pp | 578.59%-462.5pp |
| Employer contribution / active EE | $2,263 | $6,183-63.4% | $5,432-58.3% | $4,876-53.6% |
| Participant deferral / active EE | $3,909 | $5,629-30.6% | $4,939-20.9% | $5,439-28.1% |
| Admin fee / account holder | $578 | $16,852-96.6% | $13,881-95.8% | $10,886-94.7% |