See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.2 years Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $12,440 |
COMERICA BANK1 year Filed as: COMERICA SECURITIES INC Service code 15 411 LAFAYETTE · DETROIT, MI 48226 | Recordkeeping | $5,492 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,183 | $73,102-80.6% | $123,544-88.5% | $56,287-74.8% |
| Participation rate | 70.8% | 74.3%-3.5pp | 82.3%-11.5pp | 69.9%+1.0pp |
| Annual return | -3.43% | 3.01%-6.4pp | 119.20%-122.6pp | -9.96%+6.5pp |
| Employer contribution / active EE | $1,125 | $2,977-62.2% | $4,628-75.7% | $2,111-46.7% |
| Participant deferral / active EE | $1,829 | $5,423-66.3% | $6,426-71.5% | $3,350-45.4% |
| Admin fee / account holder | $84 | $554-84.8% | $9,284-99.1% | $521-83.9% |