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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,572 | $65,555-51.8% | $86,216-63.4% | $75,173-58.0% |
| Participation rate | 57.6% | 60.5%-2.9pp | 69.0%-11.4pp | 67.2%-9.6pp |
| Annual return | 14.99% | 46.07%-31.1pp | 1169.42%-1154.4pp | 160.72%-145.7pp |
| Employer contribution / active EE | $797 | $1,553-48.7% | $2,382-66.5% | $2,671-70.2% |
| Participant deferral / active EE | $2,127 | $3,023-29.6% | $3,986-46.6% | $4,126-48.5% |
| Admin fee / account holder | $4,725 | $5,469-13.6% | $6,853-31.1% | $5,651-16.4% |