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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,333 | $148,629-57.4% | $135,982-53.4% | $139,487-54.6% |
| Participation rate | 63.6% | 83.9%-20.2pp | 81.9%-18.3pp | 80.3%-16.7pp |
| Annual return | 13.87% | 79.33%-65.5pp | 68.32%-54.5pp | 373.84%-360.0pp |
| Employer contribution / active EE | $1,082 | $5,247-79.4% | $4,859-77.7% | $4,755-77.2% |
| Participant deferral / active EE | $1,241 | $8,102-84.7% | $7,760-84.0% | $6,713-81.5% |
| Admin fee / account holder | $180 | $12,406-98.6% | $10,767-98.3% | $11,407-98.4% |